Within ACL 6, the person plans for long-term financial security for themselves and their dependents. Infrequent major expenses may be planned for and small, incidental fees may be accounted for. They are able to learn new banking procedures easily by following written or verbal instructions. They may adhere to budgets, understand secondary effects related to money management such as the cost differences between cash and credit purchase, and the consequences of overdrafts. Priorities set for expenditures may be spontaneously considered including the needs of others.

Within ACL 6, the person can manage their medication independently. The person pays attention to abstract concepts such as medication side effects when they are explained to the person. Secondary consequences from poor compliance to medication may be heeded.

Home safety precautions are considered and carried out like:

• Avoiding climbing to reach light bulbs, high cupboards, wash windows, etc.
• Installing and maintaining smoke detectors.

Within ACL 6, the person plans and implements housekeeping and home maintenance tasks. They may solve problems involving secondary consequences as well as abstract concepts. They may solve problems involving surface or spatial properties (e.g. wet patches on floor, streaks on glass, crumbs or dust on surfaces, etc.). They may solve problems involving spatial fit in order to avoid harmful effects (e.g. avoiding potential damage to walls, countertops from sharp instruments, etc.).

The person determines shopping locations and food selections by price comparison done beforehand, or by awareness of quality / variety / other relevant and valued criteria. They may use restaurant guides or reviews to determine selections when eating out. They are able to plan for nutritional needs of self and others, including special dietary needs, for periods of a month or longer. They may speculate about new problems (e.g. menu and preparation for a camping trip in an unfamiliar location, etc.) without materials present.

Within ACL 6, the person is able to plan out solutions to new laundry problems with no objects present. The person may assign adequate time for laundry completion for routine and special events. The person may set and follow a weekly schedule for doing laundry and adhering to it.

They are able to learn a new sequence of actions (e.g. how to use a new washing machine or laundry product) through written instructions. They may select proper washing methods or temperature settings for care of unusual, new or unlabeled articles. They are also able to use an iron effectively.

Instrumental activities of daily living (IADLs) are done independently. Within ACL 6, the person learns new techniques and adjusts to changes. The person is able to live alone with physical assistance to accommodate for a physical disability.

Within ACL 6, the person is able to plan different techniques in order to achieve a better result. Intangible properties like heat, electricity and toxins are paid attention to. This reduces their reliance on warnings of danger due to secondary consequences of unseen forces such as electricity.

Within ACL 6, the person uses abstract information to anticipate and prevent errors which may result in a fall and consider other people / objects that may be damaged due to the fall.

Within ACL 6, they are able to identify intangible properties to comply with dietary restrictions.

They may eat and carry out a conversation with others while eating their meals. They may understand explanations of food groups and dietary restrictions and may choose to alter diet. Socially acceptable table manners are noticed and usually complied with.

Within ACL 6, the person speculates and plans for needs, including considering all steps of toileting tasks and will plan ahead for unusual situations.

They will remember to prevent errors by going ahead of time before an outing to somewhere without easy access to restrooms.